Zach Wain

Zach Wain is a top-producing mortgage broker licensed in Arizona, California, Colorado, Texas, Oregon, and Florida. With nearly two decades of experience and a reputation for integrity and precision, Zach has guided more than 1,000 families through the home buying and refinancing process since 2006.

A lifelong Arizona resident, Zach combines deep local insight with a sharp understanding of the U.S. mortgage and financial markets. He actively tracks the Mortgage-Backed Securities (MBS) market to anticipate rate trends and provide clients with strategic advice on when to lock their mortgage rate. His expertise spans Conventional, VA, FHA, and Jumbo loans, and he’s known for breaking down complex market shifts into clear, actionable guidance for clients and followers on his social media channels.

Zach is driven by a simple philosophy: “It’s not just about the rate and payment — it’s about aligning your mortgage with your long-term goals.” His personalized approach ensures every client receives a strategy tailored to save money, time, and stress both now and in the future.

Beyond mortgages, Zach is a devoted husband and father of two. He earned his degree from the University of Arizona’s Eller School of Management and has lived across the U.S. before returning to Scottsdale to raise his family. Outside of work, you’ll find him practicing Brazilian Jiu Jitsu, traveling, and camping or hiking across the West while teaching his kids survival skills.

Licenses & Credentials 

NMLS #207079

Arizona - LO-0912879

California - DOC207079

Colorado - 100507291

Florida - LO105030

Texas - 207079

Oregon - 207079