Wain Capital

(480) 336-3737

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  • Purchase
    • How Much Can I Afford
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    • Temporary Rate Buydown
  • Refinance
    • Refinancing your home
    • Cashout Refinance
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    • Zach Wain
    • Ashley Wain
    • Sharon Olson
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    • Taryn Baber
    • Andy Lasure
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  • More
    • Home
    • Loan Options
      • Mortgage Loan Options
      • Veteran Financing
      • Down Payment Assistance
    • Purchase
      • How Much Can I Afford
      • Home Buying Process
      • Mortgage Loan Process
      • Temporary Rate Buydown
    • Refinance
      • Refinancing your home
      • Cashout Refinance
      • Streamline Refinance
    • Calculators
    • Meet the Team
      • Zach Wain
      • Ashley Wain
      • Sharon Olson
      • Jonas Helstab
      • Taryn Baber
      • Andy Lasure
    • Mortgage Rates
    • Newsletter
    • Mortgage Blog
    • Reviews & Testimonials
    • Contact Us
    • Apply Now

(480) 336-3737

Wain Capital
  • Home
  • Loan Options
    • Mortgage Loan Options
    • Veteran Financing
    • Down Payment Assistance
  • Purchase
    • How Much Can I Afford
    • Home Buying Process
    • Mortgage Loan Process
    • Temporary Rate Buydown
  • Refinance
    • Refinancing your home
    • Cashout Refinance
    • Streamline Refinance
  • Calculators
  • Meet the Team
    • Zach Wain
    • Ashley Wain
    • Sharon Olson
    • Jonas Helstab
    • Taryn Baber
    • Andy Lasure
  • Mortgage Rates
  • Newsletter
  • Mortgage Blog
  • Reviews & Testimonials
  • Contact Us
  • Apply Now

Why should i use a mortgage broker over a bank

Broker vs Retail

There are several potential benefits to using a mortgage broker instead of a retail bank when seeking a mortgage:


  1. Access to multiple lenders: A mortgage broker has access to multiple lenders and can offer you a wider range of mortgage products. This can be beneficial if you have unique financial circumstances or are seeking a specific type of mortgage.
  2. Saves time: A mortgage broker can save you time by doing the legwork of shopping around for the best mortgage rate and terms on your behalf.
  3. Personalized service: A mortgage broker can provide personalized service and guidance throughout the mortgage application process. They can help you understand the different types of mortgages available, explain the terms and conditions of the mortgage, and help you select the best option for your needs.
  4. No cost to you, the borrower: In most cases, a mortgage broker is paid by the lender, not the borrower. This means that you can take advantage of the broker's services without incurring any additional costs.
  5. Better negotiating power: A mortgage broker may be able to negotiate a better mortgage rate or terms on your behalf, as they have relationships with multiple lenders and may be able to leverage those relationships to your advantage.


Wain Capital, LLC, Arizona - 0951257 & 1825506 Zachary Wain, 207079, Wain Capital LLC, 1825506 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 1825506 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 207079 or Licensed by the Department of Business Oversight under the California Finance Lenders Law, 207079 NMLS# 1825506 Wain Capital, LLC (480) 336-3737 NMLS# CO-100507291 Zachary Wain (480) 336-3737

1825506 - 207079 Wain Capital LLC, 15721 North Greenway-Hayden Loop Suite 102, Scottsdale, AZ, 85260, 1825506 , Residential Mortgage Loan Company Zachary Wain, Residential Mortgage Loan Originator, 207079, Wain Capital LLC,15721 North Greenway-Hayden Loop Suite 102, Scottsdale, AZ, 85260

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