Streamline Refinancing – Faster, Easier, Less Paperwork

With a Streamline Refinance, many of the steps of a traditional refinance are simplified or removed entirely. No appraisal, minimal documentation — everything designed to make your refinance fast, affordable, and stress-free.

Why Choose a Streamline Refinance?

• Lower interest rate — take advantage of simpler underwriting to reduce your monthly payments.
   
• No out-of-pocket appraisal costs — appraisal often waived, saving you money and time.
   
• Reduced credit documentation — fewer hoops, faster approval.
   
• Flexible terms — choose 15, 20, or 30-year refinances depending on your situation.
   
• Savings by state — available to homeowners in AZ, CA, CO, TX, FL, & OR. Actual savings vary by state, credit score, and loan type.
   

How It Works: Streamline Refinance in 5 Easy Steps

1. You apply online — confirm you currently have an FHA or VA loan.
    
2. We pull a soft credit check and review your loan terms.
    
3. We prepare paperwork (often no appraisal or income re-verification required).
    
4. Lock in a rate and schedule closing (typically within 2-4 weeks).
    
5. Sign documents, finalize, and start enjoying your lower payments.
    

Is Streamline Right for You?

Streamline refinancing is great if you want to save money, avoid extensive paperwork, and get faster approval. It may not be ideal if you owe very little, want to change loan types, or do major renovations — in those cases, a standard refinance may offer more flexibility.