Wain Capital

(480) 336-3737

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  • More
    • Home
    • Loan Options
      • Mortgage Loan Options
      • Veteran Financing
      • Down Payment Assistance
    • Purchase
      • How Much Can I Afford
      • Home Buying Process
      • Mortgage Loan Process
      • Temporary Rate Buydown
    • Refinance
      • Refinancing your home
      • Cashout Refinance
      • Streamline Refinance
    • Calculators
    • Meet the Team
      • Zach Wain
      • Ashley Wain
      • Sharon Olson
      • Jonas Helstab
      • Taryn Baber
      • Andy Lasure
    • Mortgage Rates
    • Newsletter
    • Mortgage Blog
    • Reviews & Testimonials
    • Contact Us
    • Apply Now

(480) 336-3737

Wain Capital
  • Home
  • Loan Options
    • Mortgage Loan Options
    • Veteran Financing
    • Down Payment Assistance
  • Purchase
    • How Much Can I Afford
    • Home Buying Process
    • Mortgage Loan Process
    • Temporary Rate Buydown
  • Refinance
    • Refinancing your home
    • Cashout Refinance
    • Streamline Refinance
  • Calculators
  • Meet the Team
    • Zach Wain
    • Ashley Wain
    • Sharon Olson
    • Jonas Helstab
    • Taryn Baber
    • Andy Lasure
  • Mortgage Rates
  • Newsletter
  • Mortgage Blog
  • Reviews & Testimonials
  • Contact Us
  • Apply Now

ARIZONA

The Grand Canyon State,  Arizona is known for having a strong real estate market, with many attractive cities and towns to choose from 

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Real Estate

The 7 Best Real Estate Markets in Arizona:

  1. Phoenix: With its warm climate, attractive scenery and growing job market, Phoenix is one of the most popular cities for real estate investment in Arizona.
  2. Scottsdale:  Known for its luxury homes, resorts and golf courses, Scottsdale is a      prime location for those looking for a high-end real estate market.
  3. Tucson: This city is popular for its unique architecture, vibrant culture and      relatively low cost of living compared to other parts of the state.
  4. Chandler: This city is known for its excellent schools, quality homes and growing technology sector, making it a great option for families.
  5. Gilbert: This suburb of Phoenix is known for its safe neighborhoods, quality      schools and growing job market, making it a popular choice for families and professionals alike.
  6. Mesa: A large city in the Phoenix metropolitan area that offers affordable      housing options, a growing job market, and access to outdoor recreation.
  7. Tempe:  A vibrant college town that offers a variety of cultural and  outdoor recreation opportunities, making it a popular option for both students and professionals.


These are just a few of the best real estate markets in Arizona, and the market in each city and town can vary depending on factors such as local economy, housing supply and demand, and the overall health of the real estate market. It's important to do your research and consult with a local real estate agent or market expert before making a real estate investment in Arizona.

common AZ Real Estate and Mortgage questions

Q: What is the average home price in Arizona? 

A: According to Zillow, the median home price in Arizona as of 2022 is around $305,000. However, prices can vary depending on the location and housing market conditions


Q: What are the mortgage interest rates in Arizona? 

A: The mortgage interest rates in Arizona will vary depending on factors such as the type of loan, the lender, and the current market conditions. 


Q: What is the process for getting a mortgage in Arizona? 

A: The process for getting a mortgage in Arizona typically involves the following steps:   

  • Pre-approval 
  • House Hunting 
  • Making an Offer 
  • Home Appraisal (Appraisal Waiver may be available)
  • Underwriting
  • Closing - Signing with a notary 


Q: How much can I afford for a mortgage in Arizona?

A: The amount you can afford for a mortgage in Arizona will depend on factors such as, your income, debts, and credit score. A general rule of thumb is to aim for a mortgage payment that is no more than 28% of your monthly gross income.


Q: Are there any special programs for first-time homebuyers in Arizona? 

A: Yes, there are programs for first-time homebuyers, including the Home in Five Advantage program, Home Plus program and The Community Second Mortgage program. These programs offer down payment assistance and other benefits to help make homeownership more accessible.


Q: What is the real estate market like in Arizona?

A: The real estate market in Arizona in 2022 was a seller's market, with high demand for housing driving up prices and leading to a shortage of available properties. However, prices in Arizona remain relatively affordable compared to many other markets. This year, 2023, the market seems to be shifting to a buyer's market with sellers offering concessions and homes sitting on the market for longer. 

Learn more about the Arizona Real Estate and Mortgage Market on our Blog 

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REMODELING RESOURCES

Did you recently do a cash out refinance and want to do some remodeling? Or maybe you just purchased the home of your dreams and it needs a little updating? 


It can be so hard to find quality people who deliver on all their promises, within the time frame given and at the price they originally quoted. 

AllHaus

COMPLETE HOME SERVICES FOR EVERYTHING WITHIN YOUR PROPERTY LINE

Home Remodel • Home Management • Home Repair

Learn more

Arizona Window & Door Store

They offer professional window and door installation in the Phoenix area, Scottsdale, and Tucson with superior quality, warranty protection and service. They pride themselves on providing top-notch window and door products, expert installation and unmatched customer service.

Learn more

Rapid Painting

Juan Hernandez is the owner and manages a team of professionals that have proven themselves over and over again. 

They deliver rapid, high-quality work at an affordable price 

Learn more

LANDSCAPE PROS

Patrick McCarville  602-509-1265 


Wain Capital, LLC, Arizona - 0951257 & 1825506 Zachary Wain, 207079, Wain Capital LLC, 1825506 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 1825506 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 207079 or Licensed by the Department of Business Oversight under the California Finance Lenders Law, 207079 NMLS# 1825506 Wain Capital, LLC (480) 336-3737 NMLS# CO-100507291 Zachary Wain (480) 336-3737

1825506 - 207079 Wain Capital LLC, 15721 North Greenway-Hayden Loop Suite 102, Scottsdale, AZ, 85260, 1825506 , Residential Mortgage Loan Company Zachary Wain, Residential Mortgage Loan Originator, 207079, Wain Capital LLC,15721 North Greenway-Hayden Loop Suite 102, Scottsdale, AZ, 85260

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