Explore Home Loans, Rates & Mortgage Options
Home Loans Made Simple — From Application to Closing
Helping buyers and homeowners secure the right loan, from purchase to refinance, with expert guidance.
Explore Our Mortgage Services & Resources
Mortgage Market Insights
Mortgage Market Insights
Stay informed with current mortgage market insights that help you make confident home financing decisions.
We track interest rates, bond markets, and Federal Reserve policy to guide clients on when to lock a rate or consider refinancing—so market shifts never catch you off guard.
👉 Curious about today’s rates? Contact us for a personalized rate quote.
Why Choose Wain Capital
Mortgage Market Insights
We help buyers and homeowners navigate the mortgage process with clear guidance and flexible loan options tailored to their goals.
• Compare multiple lenders and programs
• Honest advice with fast communication
• Smooth, stress-free closings
Broker/Owner
Explore Our Mortgage Programs
Explore Our Mortgage Programs
We offer a wide range of home loan options for buyers, homeowners, and investors across Arizona, California, Colorado, Texas, Florida, and Oregon. Whether you’re purchasing, refinancing, building, or investing, we help match you with the right program and competitive rates.
- Purchase & refinance loans
- FHA, VA, jumbo & first-time buyer programs
- Investment, construction & specialty financing
Transparent Mortgage Lending
Personalized Mortgage Guidance
Personalized Mortgage Guidance
Clear, straightforward lending with no unnecessary surprises.
We believe you should understand your mortgage costs from the start. That’s why we provide upfront estimates and help you compare loan options from a wide network of trusted lenders—so you can see how rates, terms, and fees stack up before making a decision.
Our approach is designed to keep costs competitive while delivering responsive service and smooth closings, whether you’re buying a home or refinancing.
👉 Ask us for a side-by-side loan estimate today.
Personalized Mortgage Guidance
Personalized Mortgage Guidance
Personalized Mortgage Guidance
Great mortgages start with personal guidance.
You’ll work directly with a knowledgeable loan expert who understands your goals—not a call center or automated system. We guide you through every step of the process with clear communication, fast turn times, and a focus on finding the right long-term solution.
Whether you’re buying your first home or financing an investment property, you’ll receive hands-on support tailored to your needs.
Mortgages Made Simple
Personalized Mortgage Guidance
Mortgages Made Simple
Buying or refinancing a home doesn’t have to feel overwhelming. We help simplify the mortgage process by breaking down common terms, concepts, and questions in clear, straightforward language.
Whether you’re new to home financing or just want a better understanding of how mortgages work, our resources are designed to help you feel informed and confident before making important decisions—without the confusion or industry jargon.
Licenses, Badges & Industry Recognition
