Home Purchase and Mortgage Refinance
At Wain Capital we stay above the rest with your Home Purchase and Mortgage Refinance. As your mortgage broker , we have a constant eye on mortgage bonds and treasury markets. Understanding the market and the effect on rates is crucial to decide when to lock or float current mortgage rates. We study the analytics to make sure you get the very best advice. We are a steadfast advocate for our clients. As a team we will always be at the forefront of the securities market and ready to give accurate, up to the minute advice to align your mortgage goals with your financial scenario
As a Your Mortgage Advisor, we advise our clients through the process of refinancing and purchasing homes throughout Arizona, California, Colorado, Texas and Florida. We carefully navigate clientele through every aspect of the mortgage loan experience. As a Mortgage Broker, we have over 20 wholesale lender partnerships our team can pinpoint exactly which lender works best for the client’s scenario. We offer faster closing times, lower pricing, more financial options, more flexibility, and better service.
30 Year Fixed
15 Year Fixed
Jumbo Loans
New Build
Construction
Adjustable Rate Mortgage (ARMS)
FHA Loans
VA Loans (Veteran Financing)
Conventional
USDA
First Time Homebuyer
Reverse Mortgages
Cash Out Refinance
Temporary Rate Buy Downs
Debt Service Coverage Ratio
Community Second Mortgage
Investor Financing
We always provide free mortgage consultations, custom rate locks, no processing or underwriting fees. and, on average, close in just 20 days or less.
NO Processing Fee
NO Underwriting Fee
Average $150 Base Lender Fee*
Home Purchase and Mortgage Refinance
*With 0% Discount Points*
That's a savings of $1500+
Mortgage Broker
At Wain Capital we pride ourselves on exceptional service, delivering a 360° personalized experience customized to each client's Home Purchase and Mortgage Refinance needs
Working in tandem with your realtor, CPA, financial and legal advisor, or tapping into our own expansive referral network,
Wain Capital not only helps secure the loan, but also your financial future.
The mortgage world can be overwhelming and ever-changing. Trusting your Mortgage Broker is knowing they have your goals in mind.
Wain Capital is
"Your Mortgage Advisor"
Home Purchase and Mortgage Refinance
We educate our clients on a variety of solutions so they can make informed decisions on what works for their scenario.
**These are national mortgage interest rate averages taken from multiple lenders. These are NOT the exact rate/pricing offerings from Wain Capital. In addition, each person's specific scenario, loan size, home value and credit score, may cause their pricing to be higher or lower than the national average.**
Wain Capital, LLC, Arizona - 0951257 & 1825506 Zachary Wain, 207079, Wain Capital LLC, 1825506 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 1825506 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 207079 or Licensed by the Department of Business Oversight under the California Finance Lenders Law, 207079 NMLS# 1825506 Wain Capital, LLC (480) 336-3737 NMLS# CO-100507291 Zachary Wain (480) 336-3737
1825506 - 207079 Wain Capital LLC, 15848 N 51st Place, Scottsdale, AZ, 85260, 1825506, Residential Mortgage Loan Company Zachary Wain, Residential Mortgage Loan Originator, 207079, Wain Capital LLC, 15848 N 51st Place, Scottsdale, AZ, 85254, Oregon Mortgage Lending License 1825506
your mortgage advisor